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Employee Benefits

Your employees are the most important aspect of your business;
protect them with the right coverage

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85+ coverage options to choose from

The Smith Insurance Agency/ employee benefits

Employee Benefits Provided By Our Agency

You've taken a considerable risk by starting your own business. Let us help you protect and grow that business with insurance customized to help meet your needs. We will assess your business and provide cost-effective solutions that keep your business protected.

Group Health

Group health insurance is often employees' top priority since individual health insurance can be costly. It's a significant expense for employers, second only to payroll.

Group Dental

Providing dental insurance can provide great benefits to your employees and to you as an employer.

The Smith Insurance Agency/ flexible spending account FSA

Group Vision

Want to save your employees money and ensure they have access to important health care? Then you’ll need vision insurance.

Critical Illness

Millions of employees now in high-deductible health plans are even more susceptible to high out-of-pocket costs.

Disability

Disability insurance protects your employees in the event they are unable to work for a period of time.

The Smith Insurance Agency/ life and accidental death and dismemberment insurance

Life & Accidental Death

Unlike Workers’ Compensation, which covers only work-related accidents, AD&D insurance applies wherever covered accidents happen, such as at home or on the road for your employees.

Group Voluntary benefits

Employment-related risks are among a business’s most potentially damaging exposures, often centering around sexual harassment, etc.

The Smith Insurance Agency/ group term care insurance

Group Long-Term Care

It might be hard to imagine now, but chances are you'll need some help taking care of yourself later in life

401(k)

A 401(k) is one of the most common retirement investment options offered by employers in the United States today. It’s not surprising why.

Group Accident

Every day, the average worker faces an unknown risk of injury or illness on their job.

Flexible Spending Accounts

FSAs are solely designed to save employees money through pre-tax savings on eligible healthcare expenses.

Employee Assistance Plan

Because every construction project is unique, each builder’s risk policy is different.

Lets know more about Employee Benefits? Visit us to understand better

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.

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